On January 8, 2025, Apple Cash experienced a significant outage, disrupting peer-to-peer payment services for many iPhone users. During this period, users reported issues such as an endlessly spinning loading wheel when accessing Apple Cash, and the Wallet app prompting them to “Set Up Apple Cash” despite prior usage.
Apple acknowledged the problem, noting that it began around 10:01 AM ET and affected a substantial number of users. The company has since resolved the issue, and Apple Cash services have returned to normal operations.
It’s important to note that this outage was limited to Apple Cash. Apple Pay, the contactless payment system used for transactions in stores and online, remained fully operational during this time.
For users who rely on Apple’s payment services, it’s advisable to monitor Apple’s System Status page for real-time updates on service availability.
In the event of future outages, having alternative payment methods on hand can help mitigate potential inconveniences.
For the most current information on Apple Cash and Apple Pay services, users can refer to Apple’s official support channels.